Causes of Water Damage
Water damage can occur due to various causes, including:
- Broken or leaking pipes
- Faulty appliances, such as washing machines or dishwashers
- Roof leaks due to storm damage or aging roofing materials
- Faulty plumbing fixtures, such as sinks or toilets
- Basement flooding
Types of Water Damage
Water damage can be categorized into three primary types:
Category 1: Clean Water Damage
* Caused by sources such as broken pipes or appliances.
* Minimal risk of microbial growth.
Category 2: Gray Water Damage
* Originates from sources like dishwashers or washing machines.
* May contain bacteria and other microorganisms.
Category 3: Black Water Damage
* Results from sewage backup, flooding, or standing water.
* Presents a high risk of bacterial and fungal contamination.
Legal Definition of Water Damage
In legal terms, water damage refers to:
“Any physical damage to real or personal property caused by the penetration of water into a structure, regardless of the source of the water.”